https://easyspainnow.com Every question Americans have about moving to Spain, answered. Visas, housing, banking, healthcare, taxes. Built for U.S. citizens. Updated 2026. en-US https://easyspainnow.com/blog/401k-ira-spain-american-expat-tax https://easyspainnow.com/blog/401k-ira-spain-american-expat-tax Once you are a Spanish tax resident, the treaty hands your 401(k) and IRA withdrawals to Spain. The United States taxes you anyway and credits the Spanish tax; rollovers and Roths follow other rules. Fri, 25 Sep 2026 00:00:00 GMT Aurelio Maurici US Taxes Abroad https://easyspainnow.com/blog/first-month-in-spain https://easyspainnow.com/blog/first-month-in-spain The residence card deadline runs from your entry into Spain. How to sequence the TIE appointment, the padrón and your address in the first weeks. Fri, 25 Sep 2026 00:00:00 GMT Maxime Roseau First Steps https://easyspainnow.com/blog/mistakes-americans-moving-to-spain https://easyspainnow.com/blog/mistakes-americans-moving-to-spain The costly mistakes after a move to Spain come from rules that apply on a date. Eight of them, from tax residency to the padrón, with the official rule and the fix. Fri, 25 Sep 2026 00:00:00 GMT Aurelio Maurici First Steps https://easyspainnow.com/blog/moving-to-spain-from-us-checklist https://easyspainnow.com/blog/moving-to-spain-from-us-checklist The FBI check, its apostille, the medical certificate and your U.S. accounts, sequenced so nothing expires before your consulate appointment. Fri, 25 Sep 2026 00:00:00 GMT Maxime Roseau First Steps https://easyspainnow.com/blog/prepare-us-finances-before-moving-to-spain https://easyspainnow.com/blog/prepare-us-finances-before-moving-to-spain Keep a U.S. account, get your broker's policy for customers abroad before any address changes, and open the Spanish account knowing why the FATCA question comes up at the counter. Fri, 25 Sep 2026 00:00:00 GMT Aurelio Maurici Banking & Finance https://easyspainnow.com/blog/selling-us-home-after-moving-to-spain-tax https://easyspainnow.com/blog/selling-us-home-after-moving-to-spain-tax Sell before you become a Spanish tax resident and only the IRS looks at the gain. Sell after, and Spain taxes it too, with a credit for the U.S. tax. The order of the dates decides the bill. Fri, 25 Sep 2026 00:00:00 GMT Aurelio Maurici US Taxes Abroad https://easyspainnow.com/blog/transfer-money-us-to-spain-remittance-tax https://easyspainnow.com/blog/transfer-money-us-to-spain-remittance-tax A wire funded from your U.S. bank account is outside the 1 percent remittance tax. The exchange-rate margin is the cost that matters, and Spain declares cash, not wires, from 10,000 euros. Fri, 25 Sep 2026 00:00:00 GMT Aurelio Maurici Banking & Finance https://easyspainnow.com/blog/us-brokerage-account-after-moving-to-spain https://easyspainnow.com/blog/us-brokerage-account-after-moving-to-spain Your broker's policy decides what you can still buy, the PFIC rules make a European fund an expensive fix, and Spain reports the account on Modelo 720 and counts it for the wealth tax. Fri, 25 Sep 2026 00:00:00 GMT Aurelio Maurici Banking & Finance https://easyspainnow.com/blog/us-expat-back-taxes-spain-streamlined-procedure https://easyspainnow.com/blog/us-expat-back-taxes-spain-streamlined-procedure The Streamlined Foreign Offshore Procedures let Americans in Spain file three years of returns and six years of FBARs without penalties. Eligibility turns on 330 days abroad, and the window moves. Fri, 25 Sep 2026 00:00:00 GMT Aurelio Maurici US Taxes Abroad https://easyspainnow.com/blog/us-social-security-spain-totalization-agreement https://easyspainnow.com/blog/us-social-security-spain-totalization-agreement Payments continue for U.S. citizens in Spain and can land in a Spanish euro account. Spain taxes the benefit and deducts the U.S. tax, and the 1988 agreement still governs totalization. Fri, 25 Sep 2026 00:00:00 GMT Aurelio Maurici US Taxes Abroad https://easyspainnow.com/blog/us-state-income-tax-moving-spain-break-residency https://easyspainnow.com/blog/us-state-income-tax-moving-spain-break-residency Federal tax follows your citizenship to Spain. State tax follows your domicile, and California and New York keep former residents on the books unless the move is documented. What each state tests. Fri, 25 Sep 2026 00:00:00 GMT Aurelio Maurici US Taxes Abroad